Mortgage Masters Group Why Do Real Estate Agents Ask For A Pre-Approval One of the most common home buying myths that exists is that when buying a home, you should find a home before getting a pre-approval. There are some real estate agents who will show a home, or several homes, to a buyer without knowing whether a buyer is pre-approved or not.-
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In most cases, it makes sense for a home buyer to get a mortgage pre-approval before they begin to shop for homes. The process of getting pre-approved for a mortgage helps you concentrate your search on the sort of homes you can afford, depending on the creditor’s willingness to lend.
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· Always get a formal pre-approval completed before going out to view homes. It will prevent you from investing a lot of time in finding a home, and offering on one, only to be disappointed that.
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If you’re shopping for your first home, don’t rely on beginner’s luck. You’ll need to know the ins and outs of obtaining a mortgage, whether there are any blemishes on your credit report, and which expenses to discuss in the negotiation process. find out what industry insiders think first-time homebuyers need.