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Summer VA Mortgage Rates – July 2015

Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member-like health care, disability, education, and more.

There is one thing I can predict about 2015 mortgage rates with 100% accuracy. They will be different than those of 2014. I know. That’s not very helpful. But it’s a good starting point for current and future homeowners when planning to take on a mortgage. Rates are always changing, and small changes make a difference. For example, rates moved between 3.41% and 4.49% in 2013.

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Mortgage rates shown are based on a 60-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 60-day rate lock may not be available. The index (for 10/10 product) is the weekly average of the 10-year US Treasury securities adjusted to constant maturity of ten years, as made available by the Federal Reserve.

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OTTAWA-The economy’s impressive run has prompted another interest-rate hike from the Bank of Canada – but looking ahead. It was the bank’s third increase since last summer, following hikes in July.

Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers and assume no cash out. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.

Mortgage rates have been steadily falling throughout 2016. In June. Mortgage rates also dropped during the first few weeks in July and they've. Overall, this summer is an ideal time for those looking to purchase a home.. In June, rates on VA loans were 3.84%, about the same they were one year ago.

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Current rates in Florida are 3.66% for a 30-year fixed, 2.99% for a 15-year fixed, and 3.84% for a 5/1 adjustable-rate mortgage (ARM). Learn more about today’s mortgage rates.

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Refinance to a get a lower payment, cash back or a faster payoff. Rates are still low, but they may rise. Lock your rate today. We have the right loans for first-time and experienced home buyers. 30 year fixed 4.77% 15 Year Fixed 3.63%.